                                   EXCHANGE LIST

                          COMPILED BY JASON J. MEDDAUGH

                              LAST REVISED 12/23/94

  This is a compilation of local phone number exchanges and the cities they
correspond to. Remember, you must now dial the area code whenever making a long
distance call, regardless of whether the number is in your area code or not.

CITY           EXCHANGES
________________________________________________________________________________
Akron          691
Alma           463, 466
Auburn         662
Bay City       667, 684, 686, 892, 893, 894, 895
Birch Run      624
Frankenmooth   652
Freeland       695
Hemlock        642
Linwood        697
Merrill        643
Midland        496, 631, 636, 638, 832, 835, 837, 839
Munger         659
Reese          868
Saginaw        752, 753, 754, 755, 757, 758, 759, 770, 771, 776, 777, 781, 790,
               791, 792, 793, 797, 798, 799
St. Charles    865
Vasser         823

CITIES      WHO YOU CAN CALL LOCALLY
________________________________________________________________________________
Auburn         Bay City, Midland
Bay City       Auburn, Freeland, Linwood, Munger, Saginaw
Birch Run      Frankenmooth, Saginaw
Frankenmooth   Birch Run, Saginaw
Freeland       Bay City, Midland, Saginaw
Linwood        Bay City
Reese          Saginaw, Vasser
Saginaw        Bay City, Birch Run, FRankenmooth, Freeland, Hemlock, Merrill,
               Reese, St. Charles
St. Charles    Saginaw

  Note: All calls between two numbers in the same city are local calls.
