MONEY INCORPORATED #23
RELEASED 4 JANUARY 1995

MONEY INCORPORATED ARE:	SLEEPY
			SONIC FURY
			CCRIDER
			THE BIG CHEESE
			SLEAZY P. MARTINI

TODAY'S TOPIC: THE NEW EQUIFAX CREDIT REPORT

Continuing with my in depth research of credit and credit bureaus, I have
come across the new equifax credit report.  Some of you might remember 
that equifax was at one time called CBI, and that CBI was the most popular
service for hackers to abuse.

Well, just for your information the data below is for information purposes
only, and if you could find a way to abuse them, you shouldn't. (Yeah 
right!)

BTW, this should be considered a sequel to my previous report on TRW.
>Anything between arrows is my notes!<

						Credit Office Name
						Address
						Phone Number

Your Name		Date xx/xx/xx
Address			SSN#: 123-45-6789
City,State 00000	DOB
			Spouse: Name


>The next section is the accounts section<
Company Name	Account No.	Whose	Date	Date	Credit	Terms	St.
>St. is abbr. for status<	Acct.	open	Last
Sears		xxxxxxxxx	J	9-80	11-94	5400		R1
>J=Joint, I=individual, A=Authorized User,T=Terminated,C=Cosigner,S=Shared)
Gwar Bank	xxxxxx		I	12-92	11-94	10000	48m	I1
>This is an installment loan<
Diners Club	xxxxx-xxx-x	I	10-90	12-92	500		O1
	Closed Account
>This is a charge card with no set limit<
Gwar Bank	xxxxxxxx	J	7-86	11-94	586000	240M	I1
>This is a mortgage for 20 yrs.<
>This next section is the Paying history<
Prior Paying History - 30(03) 60(04) 90+(00) 08/92-R2 09/92-R2 12/90-R4
>Number of time it was 30, 60, 90 or more days late<
>Dates of 2 most recent and one most severe delinquency<

Collection Reported 6/90, Assigned 9/89 to Pro Coll Agency (800) 666-6666
Client ABC-Hospital; Amount-$890; Stat Unpaid 6/90; Balance $890 06/90
Date of last Activity 9/89; Individual; Account number XXXXXXXX

>That was self-explanatory...<

Courthouse Records
None to report

>Again Self Explanatory<

Additional Information

Former Address - 123 Cock St. Dick PA 17321
Last Reported Employment - John's Whorehouse - Pimp

Companies that requested your credit history.
03/04/94 Sears

>This ends the file....now for explanations of credit paying history<
>My notes will no longer be in arrows...<
Types of accounts are fairly easy, just remember:
O=open, no credit limit (AmEx)
R=Revolving, set limit
I=Installment

Timliness of payment:
0=too new to rate, or not used
1=Paid on time
2=30+ days late
3=60+
4=90+
5=120+ or collection accoutn
7=Making regular payments under wage earner plan
8=reposession
9=charged off

Remember, if any business can get your credit file, you have to understand
it to have the edge on them.  If you understand how to read your credit
report and use it to your advantage, you can get things easier than you
can possibly imagine.  Of course if you can hack a CBI account you can 
also use this knowledge to your advantage as well.

Index of Money Incorporated Digest 1-20
1 - Fuck Animal Rights Activists! by Sleepy
2 - Lamers - What to do with em? by Sleepy
3 - Lame Groups by Sleepy
4 - 1 (800) COLLECT Scam by Sleepy, concept by Sonic Fury
5 - Do it Yourself Drugs by Sonic Fury
6 - Crippled Children Suck! or how to get free GTE Testfones by Sleepy
7 - 1 (800) CALL ATT scam by Sonic Fury
8 - Switching for Imbeciles by Sleepy
9 - French People Suck! or Sprint Cellular Scam by Sleepy
10 - Card a Life! by Sleepy
11 - Never Released
12 - Camel Jockeys Suck! or Crime in the 90's by Sleepy
13 - How to fuck up the USPS by Sleepy
14 - 900 Number scams and fast food anarchy by Sleepy
15 - The Future of the Amiga by Sleepy
16 - How to save the Amiga by Sleepy
17 - Trans Union Credit Reports by Sleepy
18 - Not released
19 - Not Released
20 - Welcome me back by Sleepy
21 - Loan Company Scmas or Dialing for Dollars by Sleepy
22 - Using Credit files to your advantage by Sleepy
23 - The New Equifax Credit Report by Sleepy



Coming soon...MONEY INCORPORATED'S GREATEST HITS!!!!!!

Copywrong 1995 Money Inc. Enterprises Ltd.
All rights sold at auction.

MONEY INCORPORATED ARE:
			Sleepy - World Leader
			Sonic Fury - Chairman
			CCRider - Interner Coordinator
			The Big Cheese - Scam Coordinator
			Sleazy P. Martini - Manager

































































You suck.			